Commercial loan transactions have long been a cornerstone of RKPT’s practice. Our commercial lending lawyers regularly work with borrowers and local, regional, and national lenders to document and perfect secured transactions such as mortgage loans, asset purchases, and other transactions.
Our attorneys approach each transaction with the expertise required to secure advantageous loan terms or document the deal to secure the collateral required by the lender in exchange for the loan.
RKPT also operates a wholly-owned title company, Safe Title Agency, Inc., which often acts as an escrow agent and title company to streamline the process.
Representing Lenders and Borrowers in Commercial Loan Transactions
RKPT’s commercial lending lawyers have extensive experience representing lenders and borrowers in commercial loan transactions. Our lawyers are routinely called upon to handle commercial loans that involve asset-based working capital financing, equipment financing and leasing, inventory and account receivable financing, cash flow lending, construction loans, real estate mortgage loans, and factoring transactions. We represent clients across many industries, including real estate, manufacturing, healthcare, oil and gas, and others.
Lender Services
Commercial loans are complex transactions. Standard, boilerplate documents are often insufficient to protect lending institutions. The lawyers at RKPT create custom lending contracts prepared with your specific transaction in mind. These documents protect your interest and, when necessary, allow you to execute on collateral.
RKPT regularly assists lending institutions with commercial loan transactions by
- Analyzing priority issues
- Perfecting security interests
- Conducting due diligence investigations
- Preparing creditor agreements
- Managing environmental issues in commercial loans
- Negotiating and drafting loan and security documents, including Cognovit Notes
- Executing on Cognovit Notes through litigation
- Restructuring loans and loan workouts
- Negotiating and preparing forbearance and standstill agreements
- Preparing legal opinion letters for borrowers
Borrower Services
RKPT can review, negotiate, and revise loan agreements, security agreements, and other loan documents to protect borrowers against the pitfalls that are common in many commercial loan agreements. We work with lending institutions to ensure the documents accurately reflect your understanding of the transaction and protect your interests as a borrower.
We also represent borrowers who are alleged to be in violation of loan agreements. We regularly negotiate standstill and forbearance agreements that enable our clients to continue to operate during a financial downturn.
Loan Restructuring and Workouts
In addition to negotiating and preparing the initial loan documentation, we can also assist when situations change and the loan must be restructured or worked out. With decades of experience representing lending and borrowers in commercial loan transactions, our commercial lending lawyers understand the nuances of these complex agreements and can quickly analyze the issues and help our clients find solutions.
RKPT: Experienced Commercial Loan Attorneys Serving Ohio, the Midwest, and Florida
For over five decades, we have developed a reputation for professionalism that provides vast resources that can be brought to bear upon any transaction when the need arises. If you need assistance with a commercial loan transaction, call us at (513) 721-3330 or contact RKPT online to discuss your needs and how we can help.
